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Published on: Apr 20, 2020
3 minute read
By: Dr Rajan Choudhary

COVID-19 MYTHBUSTER

MYTHBUSTER

There are many rumours, theories and suggestions that are being spread on Facebook, WhatsApp and social media. Most of these have no truth to them, do not work as treatment, or can be dangerous to your health. They use language that makes them sound scientific, and usually claim to come from a reputable institute, medical journal or doctor. Many people will automatically trust this, without questioning whether the legitimacy of the advice given. We have covered the dangers of these social media posts in our blog: https://www.secondmedic.com/blogs/the-dangers-of-social-media-blind-forwards secondmedic blog

Here we will go over some common myths about COVID-19 and Coronavirus that you will encounter. If you have come across any new myths or theories, or you want to check something you have read or been sent, email us at info@secondmedic.com

5G mobile networks DO NOT spread COVID-19

This is a myth that has been spreading recently, claiming that the new 5G towers being erected are spreading COVID-19. This is not true and there is no scientific evidence to support this.

Coronavirus spreads on small droplets that are coughed up by infected people. It is possible to prove this by looking at these droplets under an electron microscope. 5G networks use radio waves to operate, similar to 4G networks and other mobile network technologies. Radio waves cannot carry or transmit viral particles.

Another theory is that 5G radio waves cause damage to the human body. Radio waves have very little energy and pass through the human body without causing any harm. They have less energy than sunlight, and we are exposed to sunlight daily without harm.

People are claiming that 5G and coronavirus arrived at the same time, and so must be connected. Simply linking two things together does not mean one causes another. 5G technology does not exist in many countries with COVID-19, and yet some of these countries have been hit harder than well developed countries.

Destroying masts because of this conspiracy theory is harmful, as these masts carry mobile network signals that allow people to phone in emergencies, and for emergency responders to communicate with hospitals, fire stations and the police. Destroying these masts can cause serious harm to others.

Coronavirus WAS NOT developed in a laboratory as a weapon by China/Russia/US

Multiple reputable labs and universities across the world have analysed the coronavirus responsible for COVID-19, and have determined there is no evidence it was produced by humans. It is very similar to pre-existing coronaviruses that have caused the SARS and MERS pandemics. Conspiracy theories such as these are being used to shift the blame to others and gain political points in the news, rather than focus on what is important – preventing the spread of the virus and treating those that are ill.

Holding your breath for 10 seconds or more without coughing DOES NOT prove you are free of COVID-19

One popular test that has spread on WhatsApp states you can see whether you have COVID-19 with one simple test. If you can hold your breath for more than 10 seconds without coughing or feeling any discomfort, you do not have COVID-19 and are safe. It says that COVID-19 causes fibrosis in your lungs and this can stop you from holding your breath. There is no evidence supporting this theory.

Many people who have had COVID-19 can hold their breath for 10 seconds, and many people who are virus free are unable to hold their breath. The only way to determine if you have had the virus is through a nose or throat swab to check for the virus. If you have symptoms of COVID-19 (fever, dry cough, feeling tired, shortness of breath), you should assume you have the virus and isolate yourself.

Drinking alcohol DOES NOT protect you against COVID-19

Alcohol is a disinfectant. Washing your hands with alcohol based hand gels can destroy the bacteria. However drinking alcohol is not the same. When you drink alcohol it is processed by your body to release energy, and it loses its disinfectant properties. Drinking too much alcohol can cause alcohol poisoning and damage your liver.

Hundreds of people have died as a result of drinking methanol, a dangerous form of alcohol.

Spraying alcohol over your body will kill any virus that is on your skin. But you should only use alcohol based hand gels, as they have the right amount of alcohol that does not harm your skin. Alcohol based gels will not cure COVID, as the virus causing the symptoms is in your lungs, not your skin.

Drinking bleach DOES NOT protect you against COVID-19. IT CAN KILL YOU

Just like alcohol, disinfectants and bleach can kill the virus if sprayed onto a surface that has the virus. But drinking them is highly dangerous and can be lethal. If ingested bleach will destroy your stomach just like it destroys the virus, and it will continue to destroy your body depending on how much is ingested.

DO NOT DRINK BLEACH.

Similarly do not spray disinfectant or bleach on your skin. It is highly irritating and can cause a lot of damage, especially if it gets in your eyes, nose or mouth.

Dr Rajan Choudhary, UK, Chief Product Officer, Second Medic Inc

www.secondmedic.com

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Lower Premiums for Health Score Achievers: How Preventive Wellness Rewards Healthy Choices

Healthcare costs are rising steadily across India, driven largely by lifestyle-related diseases and late-stage diagnosis. In response, organisations and insurers are shifting focus from reactive treatment to prevention. One of the most effective approaches emerging from this shift is offering lower premiums for health score achievers.

This model aligns personal health responsibility with financial incentives, creating a win–win situation for individuals, employers and insurers.

What Is a Health Score?

A health score is a composite indicator that reflects an individual’s overall health status.

It typically considers:

preventive health checkup results
lifestyle habits such as physical activity and sleep
key biomarkers like blood sugar, cholesterol and blood pressure
body composition indicators

The focus is on risk reduction, not perfection.

Why Health Score–Based Premiums Are Gaining Importance

According to NITI Aayog and EY-FICCI reports, preventive healthcare can reduce long-term medical costs by up to 30–40 percent.

Health score–linked premiums:

reward proactive behaviour
reduce claim frequency
encourage early detection

This shifts healthcare from illness management to health preservation.

The Preventive Healthcare Gap in India

NFHS-5 and ICMR data show:

many chronic diseases remain undiagnosed until advanced stages
preventive screenings are underutilised
lifestyle risks are increasing among working adults

Health score incentives help close this gap.

How Lower Premiums Motivate Behaviour Change

Financial Incentives Drive Consistency

When healthy habits are rewarded financially, individuals are more likely to:

attend regular screenings
improve diet and activity
monitor health metrics

Behaviour change becomes sustainable.

Focus on Improvement, Not Punishment

Modern health score models emphasise:

gradual improvement
personalised targets
achievable milestones

This avoids discouragement and promotes inclusion.

Benefits for Individuals

Reduced Insurance Costs

Lower premiums directly reduce out-of-pocket insurance expenses.

Better Health Awareness

Tracking health scores increases understanding of:

personal risk factors
lifestyle impact
preventive actions

Knowledge leads to better choices.

Early Disease Detection

Regular monitoring identifies:

prediabetes
early hypertension
lipid abnormalities

Early intervention prevents complications.

Benefits for Employers

Lower Healthcare Claims

Preventive health programs reduce:

hospitalisations
long-term treatment costs

This improves corporate insurance sustainability.

Improved Productivity

Healthier employees experience:

fewer sick days
better energy levels
improved focus

Wellbeing translates to performance.

Stronger Wellness Culture

Reward-based programs signal genuine employer commitment to health.

Benefits for Insurers

Health score–based premiums help insurers:

manage risk more accurately
reduce high-cost claims
promote preventive engagement

This supports long-term viability of insurance models.

Role of Preventive Health Checkups

Preventive screenings form the backbone of health scoring.

They help track:

metabolic health
cardiovascular risk
nutritional deficiencies

NITI Aayog identifies screening as the most cost-effective health intervention.

Addressing Privacy and Fairness Concerns

Responsible programs ensure:

data confidentiality
voluntary participation
non-discriminatory design

Transparency builds trust and engagement.

Making Health Scores Inclusive

Inclusive programs:

adjust for age and baseline health
reward progress
offer support for high-risk individuals

Equity is essential for success.

Integration with Digital Health Platforms

Digital tools enable:

real-time health tracking
personalised insights
long-term trend monitoring

This improves engagement and accuracy.

Long-Term Impact on Public Health

Widespread adoption of health score incentives can:

reduce lifestyle disease burden
shift focus to prevention
improve population health outcomes

WHO supports incentive-based preventive health strategies globally.

Challenges and How to Overcome Them

Common challenges include:

low initial engagement
lack of awareness
resistance to change

Solutions involve education, simplicity and continuous support.

Why Lower Premiums Are More Effective Than Penalties

Positive reinforcement:

motivates sustained behaviour change
reduces anxiety
builds trust

Punitive models often discourage participation.

Future of Health Score–Linked Premiums in India

As digital health infrastructure expands, health score–based models are expected to:

become more personalised
integrate AI-driven insights
support nationwide preventive strategies

This marks a shift toward value-based healthcare.

Conclusion

Lower premiums for health score achievers represent a powerful shift toward preventive, value-driven healthcare. By rewarding healthy behaviours, early screening and consistent wellness practices, these programs benefit individuals, employers and insurers alike. Financial incentives aligned with health outcomes encourage long-term behaviour change, reduce disease burden and create a sustainable healthcare ecosystem. In a country facing rising lifestyle diseases, health score–linked premiums are not just an incentive—they are a strategic investment in healthier futures.

References

World Health Organization (WHO) – Preventive Healthcare and Incentive Models
Indian Council of Medical Research (ICMR) – Lifestyle Disease and Prevention
National Family Health Survey (NFHS-5) – Adult Health Indicators
NITI Aayog – Preventive Healthcare and Insurance Reform Reports
EY-FICCI – Corporate Wellness and Healthcare Cost Studies

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