Does insurance cover second opinions ?

This is the number one question people wonder when faced with the need of getting medical second opinion. It is surprising that only 2% of the people who pay for health insurance are aware of the benefits of Medical second opinion and the fact that they can get free medical second opinion without any additional cost.

It’s easy just go to your website and review your coverage otherwise give a call to them explore the options.

Most of them will cover Medical second opinion as long as it’s for a treatment that’s medically necessary. But even if you have to pay out of pocket, the second opinion may be worth the cost.

For surgeries never take chance. Insurance plans are setup in different ways to handle a second opinion. You will have to contact your own provider. In some cases insurance plans will cover multiple second opinion.

Most insurance plans cover second opinions because they care about you — and because it makes good financial sense. They’d rather not pay for a heart operation when there’s a chance that you need only a lifestyle and preventive-medicine and medication program that is actually better for you. And 30% of second opinions change diagnosis or treatment, even on pathology slides of such common things as breast cancer. For this reason, many insurers actually require you to get a second opinion before they’ll pay for certain major procedures. However, not all insurance plans are so forward-thinking.

Most insurance plans cover second opinions for surgery or other major medical procedures. If you are seeking a second opinion regarding a prescription drug, most providers will not cover that expense. It is important to check with your provider before seeking a second opinion.

www.secondmedic.com