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Published on: May 04, 2022
2 minute read
By: Second Medic Expert

Asthma - Causes, Symptoms, Diagnosis & Treatment

There are many potential causes of asthma, including genetics, allergies, and air pollution. Symptoms can vary from mild shortness of breath to severe attacks that make it difficult to breathe. Asthma is diagnosed with a physical exam and by testing lung function. Treatment typically includes a combination of medications and lifestyle changes.

Asthma is a chronic lung disease that inflames and narrows the airways. Symptoms include wheezing, coughing, chest tightness, and shortness of breath. Asthma is caused by environmental factors, such as smoke, dust, and pet dander, and by genetic factors. It is diagnosed with a medical history and physical exam and may be confirmed with tests that measure how well you breathe. Treatment includes medications to open the airways and control inflammation and avoid triggers. Symptoms of asthma include wheezing, chest tightness, shortness of breath, and coughing.

The cause of asthma is not known, but it is thought to be caused by a combination of environmental and genetic factors. Risk factors for asthma include exposure to cigarette smoke, air pollution, pets, and dust mites. Asthma is diagnosed based on your symptoms and by doing a breathing test called spirometry. Treatment for asthma includes using medication (such as inhalers) to open the airways and prevent attacks, as well as avoiding triggers.

Common symptoms of asthma include coughing, wheezing, chest tightness, and shortness of breath. These symptoms can vary in intensity and may come and go. Asthma is typically diagnosed based on a person's symptoms and medical history. Treatment for asthma includes medications such as bronchodilators and corticosteroids, as well as lifestyle changes such as quitting smoking and avoiding triggers.

The main symptom of asthma is wheezing. This is a high-pitched sound that you hear when you breathe out. Other symptoms include chest tightness, shortness of breath, and coughing. Asthma can occur at any age but it most often starts during childhood or early adulthood. There is no cure for asthma, but it can be controlled with medicines and by avoiding things that trigger an attack. Treatment options include bronchodilators (drugs that open up the airways), and anti-inflammatory drugs.

Asthma has many potential causes, including genetics, allergies, and exposure to environmental factors such as air pollution. Symptoms of asthma include wheezing, chest tightness, and shortness of breath. A diagnosis of asthma is made based on a person's medical history and a physical examination. There is no one-size-fits-all treatment for asthma; it is typically managed with a combination of medications and lifestyle changes. Some people with asthma also require regular use of an inhaler to keep their symptoms under control. Living with asthma can be challenging at times, but most people can lead full and active lives if they take the necessary steps to manage their condition

The cause of asthma is not known, but it is thought to involve both environmental and genetic factors. Cigarette smoke, air pollution, dust mites, animal dander, and cockroaches can all trigger asthma attacks. Diagnosis of asthma is made based on medical history and physical examination. Lung function tests (spirometry) are also often done. Treatment includes medications such as bronchodilators to open the airways and steroids to reduce inflammation, as well as lifestyle changes such as quitting smoking and avoiding triggers

There is no one-size-fits-all answer to this question, as the causes and symptoms of asthma can vary from person to person. However, some of the most common causes of asthma include exposure to allergens (such as pet dander, dust mites, or pollen), respiratory infections, air pollution, and smoke. Symptoms of asthma can include coughing, wheezing, chest tightness, and shortness of breath. If you are experiencing any of these symptoms, it's important to see a doctor for diagnosis and treatment. Treatment options for asthma may include medications such as bronchodilators and corticosteroids, along with lifestyle changes such as avoiding triggers and exercising regularly.

There is not one answer to this question as asthma can be caused by a variety of things, including allergies, genetics, smoke, and fumes. However, some of the most common symptoms of asthma include coughing, wheezing, chest tightness, and shortness of breath. If you are experiencing any of these symptoms on a regular basis, it is important to see a doctor for diagnosis and treatment

Asthma is characterized by airway hyper-responsiveness, mucous production, and remodeling. It is a common disease, affecting about 300 million people worldwide. The cause of asthma is not fully understood, but it is believed to be caused by a combination of environmental and genetic factors. Symptoms of asthma include coughing, wheezing, chest tightness, and shortness of breath. The diagnosis of asthma is based on symptoms and the results of pulmonary function tests. Treatment for asthma includes medications such as bronchodilators, corticosteroids, and leukotriene modifiers, as well as lifestyle modifications such as quitting smoking and avoiding triggers.

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Lower Premiums for Health Score Achievers: How Preventive Wellness Rewards Healthy Choices

Healthcare costs are rising steadily across India, driven largely by lifestyle-related diseases and late-stage diagnosis. In response, organisations and insurers are shifting focus from reactive treatment to prevention. One of the most effective approaches emerging from this shift is offering lower premiums for health score achievers.

This model aligns personal health responsibility with financial incentives, creating a win–win situation for individuals, employers and insurers.

What Is a Health Score?

A health score is a composite indicator that reflects an individual’s overall health status.

It typically considers:

preventive health checkup results
lifestyle habits such as physical activity and sleep
key biomarkers like blood sugar, cholesterol and blood pressure
body composition indicators

The focus is on risk reduction, not perfection.

Why Health Score–Based Premiums Are Gaining Importance

According to NITI Aayog and EY-FICCI reports, preventive healthcare can reduce long-term medical costs by up to 30–40 percent.

Health score–linked premiums:

reward proactive behaviour
reduce claim frequency
encourage early detection

This shifts healthcare from illness management to health preservation.

The Preventive Healthcare Gap in India

NFHS-5 and ICMR data show:

many chronic diseases remain undiagnosed until advanced stages
preventive screenings are underutilised
lifestyle risks are increasing among working adults

Health score incentives help close this gap.

How Lower Premiums Motivate Behaviour Change

Financial Incentives Drive Consistency

When healthy habits are rewarded financially, individuals are more likely to:

attend regular screenings
improve diet and activity
monitor health metrics

Behaviour change becomes sustainable.

Focus on Improvement, Not Punishment

Modern health score models emphasise:

gradual improvement
personalised targets
achievable milestones

This avoids discouragement and promotes inclusion.

Benefits for Individuals

Reduced Insurance Costs

Lower premiums directly reduce out-of-pocket insurance expenses.

Better Health Awareness

Tracking health scores increases understanding of:

personal risk factors
lifestyle impact
preventive actions

Knowledge leads to better choices.

Early Disease Detection

Regular monitoring identifies:

prediabetes
early hypertension
lipid abnormalities

Early intervention prevents complications.

Benefits for Employers

Lower Healthcare Claims

Preventive health programs reduce:

hospitalisations
long-term treatment costs

This improves corporate insurance sustainability.

Improved Productivity

Healthier employees experience:

fewer sick days
better energy levels
improved focus

Wellbeing translates to performance.

Stronger Wellness Culture

Reward-based programs signal genuine employer commitment to health.

Benefits for Insurers

Health score–based premiums help insurers:

manage risk more accurately
reduce high-cost claims
promote preventive engagement

This supports long-term viability of insurance models.

Role of Preventive Health Checkups

Preventive screenings form the backbone of health scoring.

They help track:

metabolic health
cardiovascular risk
nutritional deficiencies

NITI Aayog identifies screening as the most cost-effective health intervention.

Addressing Privacy and Fairness Concerns

Responsible programs ensure:

data confidentiality
voluntary participation
non-discriminatory design

Transparency builds trust and engagement.

Making Health Scores Inclusive

Inclusive programs:

adjust for age and baseline health
reward progress
offer support for high-risk individuals

Equity is essential for success.

Integration with Digital Health Platforms

Digital tools enable:

real-time health tracking
personalised insights
long-term trend monitoring

This improves engagement and accuracy.

Long-Term Impact on Public Health

Widespread adoption of health score incentives can:

reduce lifestyle disease burden
shift focus to prevention
improve population health outcomes

WHO supports incentive-based preventive health strategies globally.

Challenges and How to Overcome Them

Common challenges include:

low initial engagement
lack of awareness
resistance to change

Solutions involve education, simplicity and continuous support.

Why Lower Premiums Are More Effective Than Penalties

Positive reinforcement:

motivates sustained behaviour change
reduces anxiety
builds trust

Punitive models often discourage participation.

Future of Health Score–Linked Premiums in India

As digital health infrastructure expands, health score–based models are expected to:

become more personalised
integrate AI-driven insights
support nationwide preventive strategies

This marks a shift toward value-based healthcare.

Conclusion

Lower premiums for health score achievers represent a powerful shift toward preventive, value-driven healthcare. By rewarding healthy behaviours, early screening and consistent wellness practices, these programs benefit individuals, employers and insurers alike. Financial incentives aligned with health outcomes encourage long-term behaviour change, reduce disease burden and create a sustainable healthcare ecosystem. In a country facing rising lifestyle diseases, health score–linked premiums are not just an incentive—they are a strategic investment in healthier futures.

References

World Health Organization (WHO) – Preventive Healthcare and Incentive Models
Indian Council of Medical Research (ICMR) – Lifestyle Disease and Prevention
National Family Health Survey (NFHS-5) – Adult Health Indicators
NITI Aayog – Preventive Healthcare and Insurance Reform Reports
EY-FICCI – Corporate Wellness and Healthcare Cost Studies

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